Insurance can make your head spin. At least that was my experience.

As a young adult I didn’t truly understand the nuances of money, debt, or insurance. I assumed that if something happened to me, that my student loans and other debt would just disappear. 

I soon realized that was not the case and that debt will be transferred to your next of kin or your estate. This was a huge realization for me. 

I didn’t want my family to be stuck with my student loans if something were to happen to me.  I made the decision to take out a life insurance policy to cover my loans in the event that something tragic happened.  

Later as I was starting my own business I realized how much insurance you need. 

By going through this process and talking to others along the way, I realized that my experience of feeling overwhelmed with insurance options was many people’s experience as well.

Most people think health insurance is all they need, when really there is so much more they could be doing to protect themselves and set up a long-term plan in case something unexpected happens. 

Insurance isn’t about focusing on what can go wrong, it’s about making sure you’re prepared for all of life’s surprises. As an experienced insurance broker, I help people to understand their unique needs and make sure they’re covered so they can have peace of mind. 

Linda Hong, CA INS LIC: 0G24435

Schedule a time with Linda here