Privacy Policy
Effective Date: June 20, 2024
Big Belly Insurance Agency, LLC ("we" or "our" or "us") is committed to protecting the privacy and security of your personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our services. By using our services, you consent to the practices outlined in this Privacy Policy.
1. Information We Collect
1.1. We collect personal information, such as your name, address, email address, phone number, and other relevant details, that you voluntarily provide to us when you contact us or use our services.
1.2. We may collect additional information about your insurance preferences and requirements, including information related to life insurance, business insurance, and annuity insurance.
2. How We Use Your Information
2.1. We may use the information you provide to us to fulfill your insurance requests, provide support and customer service, process transactions, and communicate with you.
2.2. We may use your information to personalize and improve our services, enhance the user experience, and analyze how our services are being used.
2.3. We may use your information to send you marketing and promotional materials related to our insurance products and services. You may opt-out of receiving these communications at any time by contacting us.
3. How We Share Your Information
3.1. We may share the information we collect with trusted third-party service providers who assist us in providing our services. These service providers are obligated to maintain the confidentiality of your information.
3.2. We may share your information to comply with applicable laws, regulations, or legal processes or respond to lawful requests from public authorities.
3.3. In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of the transaction. We will notify you via email and/or a prominent notice on our website of any change in ownership or uses of your information.
4. Security Measures
4.1. We employ reasonable security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet or storage system can be guaranteed as 100% secure.
4.2. You are responsible for maintaining the confidentiality of any login information associated with your use of our services. You should promptly notify us if you become aware of any unauthorized use of your account.
5. Links to Third-Party Websites
5.1. Our services may contain links to third-party websites or resources. We are not responsible for the privacy practices or content of these third-party websites. You should review the privacy policies of those websites before providing any personal information.
6. Children's Privacy
6.1. Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from children. If we learn that we have collected personal information from a child under the age of 18, we will promptly delete that information.
7. Changes to This Privacy Policy
7.1. We may update this Privacy Policy from time to time. Any changes we make will be posted on this page, and the effective date will be revised accordingly. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.
8. Contact Us
8.1. If you have any questions or concerns regarding this Privacy Policy or our privacy practices, please contact Linda Hong at the following address:
Business Name: Big Belly Insurance Agency, LLC
Address: 4701 Patrick Henry Dr BLDG 17 Santa Clara, CA 95054
Contact Email: [email protected]
Contact Phone: 408-649-1479
By using our services, you signify your acceptance of this Privacy Policy. If you do not agree with the terms of this Privacy Policy, please do not use our services.
And this TOS
TERMS OF SERVICE AGREEMENT
This Terms of Service Agreement (the "Agreement") is entered into between Big Belly Insurance Agency, LLC (hereinafter referred to as "the Company"), located at San Francisco Bay Area, CA, and the client (hereinafter referred to as "Client") requesting insurance services, with contact person Linda Hong, in the field of Life, Commercial, and Annuity Insurance (the "Services"). This Agreement sets forth the terms and conditions under which the Company will provide its Services to the Client.
1. SERVICES
1.1 Description of Services: The Company shall provide Life, Commercial, and Annuity Insurance services as specified by the Client. Such services may include but are not limited to
policy evaluation, premium collection, claims handling, and any other insurance-related services agreed upon between the parties in writing.
1.2 Client Cooperation: The Client shall reasonably cooperate with the Company in order to facilitate the provision of the Services. This includes providing accurate and complete information pertaining to the insurance coverage sought and promptly responding to any requests for additional information or documentation.
2. COMPENSATION
2.1 Payment: The Client shall pay the Company as agreed upon for the provision of the Services. Payment terms and amounts for specific services shall be outlined in separate written agreements between the parties.
2.2 Taxes and Fees: The Client shall bear all applicable taxes, fees, and government charges levied on the insurance
policies or Services provided by the Company.
3. CONFIDENTIALITY
3.1 Definition: For the purposes of this Agreement, "Confidential Information" shall mean any non-public information disclosed by either party to the other party, either directly or indirectly, whether in writing, orally, or by any other means.
3.2 Protection of Confidential Information: Both parties agree to keep all Confidential Information received from the other party confidential and to use it solely for the purpose of performing their obligations under this Agreement.
3.3 Exceptions: The obligations set forth in this section shall not apply to any information that:
a) is or becomes available to the public through no breach of this Agreement;
b) is already in the receiving party's possession without an obligation of confidentiality;
c) is independently developed by the receiving party without use of or reliance on the disclosing party's Confidential Information;
d) is rightfully obtained by the receiving party from a third party without restriction as to confidentiality; or
e) is required to be disclosed by law, provided that the receiving party gives the disclosing party prompt notice to allow for appropriate action to protect the information.
4. LIMITATION OF LIABILITY
4.1 Disclaimer: The Company makes no warranties regarding the outcome of any insurance coverage or the suitability of a particular insurance policy for the Client's needs. The Client acknowledges that the Company is an intermediary and cannot be held liable for any losses, damages, or expenses incurred by the Client arising from the Client's negligence or the occurrence of any uninsured risk.
4.2 Indemnification: The Client agrees to indemnify, defend, and hold harmless the Company, its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable legal fees) arising out of or relating to the Client's use of the Services or the breach of any provision of this Agreement.
5. GOVERNING LAW AND DISPUTE RESOLUTION
5.1 Governing Law: This Agreement shall be governed by and construed in accordance with the laws of the state of California, without regard to its conflict of laws principles.
5.2 Jurisdiction: Any disputes arising out of or in connection with this Agreement shall be resolved in the state or federal courts located within the state of California, to which jurisdiction the parties irrevocably submit.
5.3 Severability: If any provision of this Agreement is held to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.