Big Belly Insurance Agency, LLC
Accessibility Page
At Big Belly Insurance Agency, LLC - we want everyone to have a smooth and enjoyable experience. If you have any trouble using our website because of a disability, or if you’d like to share your experience using assistive technology— we’d love to hear from you!
Please email us at info@bigbellyinsuranceagency.com
Commercial Insurance
Commercial Insurance, AKA Business Insurance.
Commercial Insurance serves to safeguard entrepreneurs such as yourself from potential financial setbacks. Securing commercial insurance ensures coverage against various risks, including accidents, theft, property damage, professional oversights, and legal claims, providing you with peace of mind.
What we do.
Life Insurance
Protecting those that matter most.
As an entrepreneur, life insurance helps safeguard your family's financial well-being and supports your business in the event of your passing. In addition to the death benefit, many policies include or offer add-ons for disability, long-term care, and critical or terminal illness, providing broad, comprehensive coverage.
Annuity
Do more of the things you love.
Concerned about the longevity of your retirement savings? Our objective is to assist our clients in achieving a worry-free retirement. An annuity is a financial instrument designed to provide retirees with a steady and dependable stream of income, addressing their primary financial needs during retirement.
Linda Hong
CA INS LIC: 0G24435
Specialty: Commercial and Life Insurance (Living Benefits and Long-Term Care) for Self-Employed and Business Owners
Languages Spoken: English, Cantonese
Insurance can make your head spin. At least that was my experience.
As a young adult I didn’t truly understand the nuances of money, debt, or insurance. I assumed that if something happened to me, that my student loans and other debt would just disappear.
I soon realized that was not the case and that debt will be transferred to your next of kin or your estate. This was a huge realization for me.
I didn’t want my family to be stuck with my student loans if something were to happen to me. I made the decision to take out a life insurance policy to cover my loans in the event that something tragic happened.
Later as I was starting my own business I realized how much insurance you need.
By going through this process and talking to others along the way, I realized that my experience of feeling overwhelmed with insurance options was many people’s experience as well.
Most people think health insurance is all they need, when really there is so much more they could be doing to protect themselves and set up a long-term plan in case something unexpected happens.
Insurance isn’t about focusing on what can go wrong, it’s about making sure you’re prepared for all of life’s surprises. As an experienced insurance broker, I help people to understand their unique needs and make sure they’re covered so they can have peace of mind.
Meet the Team.
Ravi Shivanna
CA INS LIC: 4067955
Specialty: Final Expense Specialist, Annuity for businesses, families, and individuals looking to retire.
Languages Spoken: English, Kannada
In 2017, I suffered a stroke and the effects had a bigger impact than I imagined. Beyond the physical effects, I didn’t realize how much having a stroke would impact my ability to qualify for life insurance.
I learned that I would only qualify for life insurance if I went five years without a second stroke.
So I had to wait.
Statistically, it was likely that I would have another stroke and sure enough I did. After hearing that, my chances of getting life insurance were virtually zero.
I started exploring my options with Linda and we were able to find a solution other than life insurance that would help my family if something catastrophic were to happen.
I realized how I would have been in so much trouble if I hadn’t had someone to guide me through the process of finding something that fit my circumstances. I enjoyed working with Linda so much that I was excited to join her team to help others get the coverage and peace of mind they deserve.
Nhan Cung
CA INS LIC: OL80421
Specialty: Annuity and Life Insurance (Long-Term Care and Living Benefits) for individuals and families.
Languages Spoken: English, Cantonese, Vietnamese
Growing up in a family that immigrated to the United States, my parents did not have access to the education they needed to make the best financial decisions for themselves.
When I started to drive, I made sure that I had an auto policy in case anything happened to me.
My family did not have a lot of money and I felt responsible for making sure that they would not be stuck with a large bill or unexpected expense if something happened to me.
This led me to taking out a life insurance plan which I later learned had more benefits than I thought. I wanted to share this information with more people so that they could protect the life they’ve worked so hard to build.
Understanding the importance of smart financial decisions can make all the difference in helping others to feel secure and achieve their goals. Using my expertise as an insurance broker, I want to make insurance more accessible.