Why Earthquake Insurance Is a Smart Move

Earthquakes strike without warning—and when they do, the damage can be devastating. What many homeowners don’t realize is that standard homeowners insurance does not cover earthquake damage.

That’s where earthquake insurance comes in. It helps cover the cost to repair or rebuild your home, replace damaged belongings, and even pay for temporary living expenses if your home becomes uninhabitable.

Why It Matters:

• Most major earthquakes happen with no warning.

• Repairs can cost tens or even hundreds of thousands of dollars.

• Earthquake coverage is often more affordable than people think, especially if added to an existing policy.

If you live in a quake-prone area—like California, Oregon, or Washington—earthquake insurance isn’t just a good idea, it’s essential.

Don’t wait for the ground to shake. Protect your home and your future today.